Funding Solutions for Every Business Need

No matter what your business requires – whether it's a boost in working capital, support for a significant transaction, or funds for expansion – Mano Bank is here to adapt to your unique needs. Our diverse loan offerings cater to a variety of purposes, allowing you the freedom to enhance working capital or invest in development. Plus, our loans come with Invega and EIF guarantees for added security and peace of mind.
Funding Solutions for Every Business Need
Need to Boost Your Working Capital?

Need to Boost Your Working Capital?

Discover the ideal solution with Mano Bank’s short-term loans or credit lines, tailored to fit your specific needs and capabilities. Simply submit a request and receive a personalized consultation to evaluate your company’s financial situation.

Seamlessly Expand Your Business

Don’t let financing be a hurdle to your business development and new projects. Choose Mano Bank as your partner, dedicated to funding a wide range of investment ventures. With our support, you can confidently pursue expansion and innovation.

Seamlessly Expand Your Business
Loans with Added Security: INVEGA and EIF Guarantees

Loans with Added Security: INVEGA and EIF Guarantees

If you’re seeking financial support but lack sufficient collateral, Mano Bank has a solution. We offer loans backed by the guarantees of INVEGA and the European Investment Fund, providing you with the necessary security to move forward.

Important

Pricing
Credits
Credit agreement conclusion fee
1.00 % of credit amount, min 500 €
Credit agreement amendment fee
From 0.50 % of credit amount, min 500 €
Change of loan monthly repayment date
50 €
Commitment fee
From 1.00 % of undisbursed credit amount
Lending project analysis and evaluation
From 0.50 % of credit amount, min 250 €
Real estate and/or other collateral inspectation by the bank
100 €
Valuation of real estate by the Bank:
Real estate of one property unit (apartment, premises, land)
100 €
Real estate of more than one property units (apartament/private house/premises/land with other belongings)
150 €
Movable property unit (office and/or household appliances, machines, equipment, vehicles)
50 €
The production or technological line of the movable property complex
100 €
Early repayment
1.00 % of the repaid credit amount, min 500 €
Refinancing
1.00 % of the repaid credit amount, min 500 €
Credit agreement maintenance
20 € / month
Credit disbursement fee
20 €
Other fees:
Issuance of any type of letters/consents
From 200 €
Sending a letter of default in the case of loans for business purposes
40 €
Release of mortgage/pledge
50 €
Issuance of guarantee
From 0,50 % of guarantee amount, min 500 €
Interest on late payments
0,10 % per day
Credits
Credit agreement conclusion fee
1.00 % of credit amount, min 500 €
Credit agreement amendment fee
From 0.50 % of credit amount, min 500 €
Change of loan monthly repayment date
50 €
Commitment fee
From 1.00 % of undisbursed credit amount
Lending project analysis and evaluation
From 0.50 % of credit amount, min 250 €
Real estate and/or other collateral inspectation by the bank
100 €
Valuation of real estate by the Bank:
Real estate of one property unit (apartment, premises, land)
100 €
Real estate of more than one property units (apartament/private house/premises/land with other belongings)
150 €
Movable property unit (office and/or household appliances, machines, equipment, vehicles)
50 €
The production or technological line of the movable property complex
100 €
Early repayment
1.00 % of the repaid credit amount, min 500 €
Refinancing
1.00 % of the repaid credit amount, min 500 €
Credit agreement maintenance
20 € / month
Credit disbursement fee
20 €
Other fees:
Issuance of any type of letters/consents
From 200 €
Sending a letter of default in the case of loans for business purposes
40 €
Release of mortgage/pledge
50 €
Issuance of guarantee
From 0,50 % of guarantee amount, min 500 €
Interest on late payments
0,10 % per day

Simplified Loan Process: Just 4 Easy Steps

1

Start by submitting a request online.

2

Once you receive a response from the bank, send over the requested documents.

3

Review and sign the loan offer we present to you.

4

Open a bank account with us to receive your loan funds.

More about business loans

More about business loans

  • We finance investment projects for a period of up to 10 years.
  • Loans for working capital are granted for a term of up to 3 years.
  • Credit line – use funds as needed and pay interest only on the portion used.
  • In the absence of collateral, use the guarantee provided by the state or the European investment fund.
  • Get back part of the interest paid to the bank – use the support provided by the state.

Frequently Asked Questions

Do you provide business loans without collateral?
What do I need to know about the INVEGA guarantee?
What is the EIF and what does it offer?

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